Fraud, Forgery and Financial Irregularities in Odisha state Cooperative Bank

“Fraud, Forgery and Financial Irregularities in Odisha state Cooperative Bank, Bhubaneswar”

-An Extract from  Statutory  Inspection  Report submitted by NABARD-

(Exposed   under RTI on 27.4.19 from the PIO, office of Registrar of Cooperative Societies, Odisha)

1.      Introduction

OSCB scam  is not  new  for the  people as well as  RTI Activists  of Odisha  who are  spearheading  campaign  for effective  implementation of RTI  and  to  fight out  corruption in the state. Earlier,  huge  corruption and irregularities  in Odisha State  Cooperative Bank , Bhubaneswar  has been exposed under RTI several times  and put in public domain for knowledge  of the public  at large. The expose of corruption and misappropriation of fund  started with revelation of statutory audit Report  of Odisha State  Cooperative Bank presented  by Auditor General, Cooperative Societies, Odisha on 30.9.2011. Armed with  this  Report  and  information obtained  under RTI , many RTI Activists  like Sri Ashok Nanda, Sudhir Mohanty, Biswajit Mohanty have  filed   series  of complaints  starting from to Chief Minister  to State  Vigilance. But astonishingly, no inquiry  has been  conducted  since 5 years. Rather it  has been suppressed  and  corrupt  officers  being   awarded with  promotion time and again  to suppress scams. ( For details , visit  link https://odishasoochana.blogspot.com/2018/08/inquiry-into-oscb-scam-worth-rs500.html.)

Recently, NABARD, Regional Office, Bhubaneswar  has presented its statutory inspection report of the Odisha State Cooperative Bank Ltd. to   State  Government  which was  conducted from 14^th February to 6^th  March,19 with reference to its  financial position  as on 31^st March 2018 under Section 35(6) of the Banking Regulation Act, 1949 ( As Applicable  to Cooperative Societies).  All the  issues  pointed out  by NABARD  in their Inspection Report  has justified  earlier  allegation of RTI Activists  and  complaints  filed  several times  in this  regard.

The Odisha State Cooperative Bank (OSCB) was registered on 2^nd April 1948 and commenced its banking business on the same day. The area of operation covered the entire State of Odisha.  The Bank was included in the second schedule of Reserve Bank of India, 1934 with effect from 2^nd July 1966.  The Bank had been granted license under section 22  of the B.R.Act, 1949 (AACS) ON 23.12.2009.

2.      Major Fraud, Forgery and Irregularities in OSCB

2.1. Illegal extension of service to Sri T.K. Panda, Ex- MD ( Major  irregularities  and Fraud )

 Under the staff service Rules, Sri T.K. Panda  had attained  the age of  superannuation  as  on 31 October 2013 ( which was 58 years  before  revision), but  continued  in service  after  1 November 2013  till 31 October 2015 ( two years) in violation of  ( then existing ) staff Rules  No. 42  and sections 28(3)(b)(1)  and 33 –A of the OSC Act, 1962 under  which RCS ( Registrar of  Cooperative Societies)  had  not accorded  approval  which  was mandatory. The RCS had raised queries on his appointment which were never replied by the bank.

However, RCS  vide his order No. 14866 dated 21 August 2014 ( MC resolution 22 August  2014) had  extended  his tenure  as Managing  Director ( MD)  UNDER section  28(3)(b)(1)  for  a period  of 2 years  from 1 November 2015  to 31 October 2017 , without post facto approval  of the  prior period, effectively making  the said period  of  continuance  of Sri Panda  as MD  untenable. Incidentally, the President  of OSCB vide letters  dated 13 June 2017  and 29 June 2017  had appraised RCS  and Secretary, Cooperation  citing provisions of old guidelines of RBI  on fit  and proper  criteria     dated 18 June 2008 instead of latest  applicable  guidelines  dated 3 March 2009  and 5 July  2011 and requested  for  extension of Sri T.K.Panda  as MD  for  further period of 3 years  on the  grounds that  suitable  officers  complying with fit  and proper  criteria were  unavailable  in the  bank  whereas  the actual  position  was  contrary to the  point. 

Past History of forgery of  Sri T.K.Panda 

 Sri  Panda  during his tenure  as  CEO  of Keonjhar  Central Cooperative  Bank  was instrumental in taking over  the defaulted  NPA  loan  of Sarthak Minerals  (  owned  by one , Bijayalaxmi Patnaik , w/o-  Sura Patnaik , ( incidentally then headed Keonjhar CCB  as President)  from Bank of India , vide sanction order No. 6707 dated 31 March 1998, violating extant  credit authorization  norms  and without examining credit worthiness of the  borrower. It was further found that  the present loan outstanding together with  the interest was more  than Rs. 3.50 crore which constituted major default  to the bank worsening its financial position. Moreover , in letter No. 1575/Vig.Cell dated  3 April 2010, Government in General Administration ( Vigilance ) Department  had  forwarded  the memorandum  of article of  charges , statement  of imputation, memo  of evidence  along with SP’s report  to RCS  and asked  him to take disciplinary  action  against  the officer concerned  for his involvement  in sanction  and disbursement  of irregular  cash  credit  loan  of Rs. 10 lakh by  showing  undue  favour  to Shri Debashis Patnaik    and  Debadutta Patnaik, partners  in Bhubaneswar  Commercial Corporation  without valid  documentation  and on the basis of fabricated records violating financing norms of OSCB.  The cases were  still  active  and yet to come to logical conclusion. Incidentally  as per Keonjhar CCB,  AGCS( Auditor General of Cooperative Societies)  special audit report  and RCS ( letter dated  31 January 2019), Rs. 83,54,973 was audit recoverable  against Sri  Panda pertaining to his period  as CEO of Keonjhar DCCB ( District Central Cooperative Bank). The  case  is  still pending  even two decades  after  the cause of action. As per circular  of the  Government in Cooperation Department ( No. 4868 dated 30 June 2015) , the action  should have been taken  by fixing responsibility  on the MC ( Management  Committee)/MIC ( Management In-Charge)/  CEO ( Chief Executive Officer).

NABARD  has  recommended  that in view of magnitude  of issues raised  and extent of evidence required  to be examined ,  a special investigation  by an officer  or a team  from  the cooperative regulator , such as RCS  needs to be taken up. OSCB may make  a special  request to RCS  for  constituting  an enquiry for examining  the allegations  along with available facts , identify act of omissions and commissions , fix responsibility for lapses  and take further  necessary  action  as may be deemed appropriate.

2.2. Huge Illegal payments made to Bishnupada Sethy, MIC from OSCB

Sri Bishnupada Sethy, IAS Commissioner-cum-Secretary, Cooperation Department  held the additional charge of OSCB as its Management-in-Charge ( MIC)  with effect from 5^th February, 2013. As per  statutory provision,  in case  of dissolution of management body  of OSCB, the Registrar of Cooperative Societies ( RCS), Govt. of Odisha  will be  in charge of the  Bank. But  why  and who took  the  decision to appoint  Sri Bishnupada Sethy    as MIC  replacing Registrar of  Cooperative Societies needs to be enquired . There were no policy or guidelines approved by RCS by which MIC would be eligible for various benefits. However, it was observed  that the Bank had reimbursed / paid  book ( amounting  to Rs. 10,000 per annum) , Electricity/ Energy Bill  on actual basis , orderly allowances  ( at Rs. 3000 per month), and above all Incentive  ( staff Rule No. 54-A) payable  to employees  who are otherwise not eligible  for Bonus  not exceeding 45 days salary. Incentive paid stood at Rs. 1,70, 691 for 2013-14, Rs. 1,91,519 for 2014-15 and Rs. 65, 993 for 2015-16. Sri Sethy not  being staff member of the Bank as per staff service Rules  should not have been paid  the amount and all payments constitute illegal. NABARD has recommended  to OSCB to review the payments.

During his tenure as MIC, he had  got reimbursed  medical bills  in three phases amounting to Rs. 9,46,071 towards   hospitalization of wife and father. There were  recommendations from Government for reimbursement in two phases on budget constraints with  the Department  concerned and in one case there was no recommendation from Government.  NABARD  has  recommended  to OSCB  and RCS  to determine  the entitlements  of MIC , President and Directors of the  Board of the Bank to make the institution run on the basis of rules , not  discretion.

2.3.  Fit  and Proper Criteria – Odisha Assembly  was misled

To  a starred  Assembly question  No. 1310, by Shri Debashis Nayak, MLA , it was  replied by RCS  vide letter  No. 4892/ Bank -1 dated 24 March 2017 ( based on feedback from OSCB) that  OSCB had posted its officers  as CEOs  to all 17 DCCBs  who were  complying all  fit  and proper criteria  prescribed by RBI  vide its letter  dated 3 March 2009.  But the  fact is that  of 17 names  only 7 were DGMs  of OSCB  and  none of them  had completed  8 years  in that grade , at the  time of posting as CEO, as per information made available  by OSCB, to be eligible  for being  posted as CEOs of RCBs. As per  Staff Service Rules Rule  No. 5, DGM  is the starting  grade of Middle Management  and Manager ( Officer Grade-III)  and AGM ( Officer Grade –II)  being first two officer grades  were to be excluded  as per  the guidelines.  Assistant Manager ( Grade-IV ) being  a sub-Officer /non-officer post  as per  Staff Services Rules to arrive  at the Middle Management  grade. The  information furnished  to the State Legislative Assembly  was,  therefore  false and misleading. 

During  inspection of NABARD, it  was observed that none of  the 17 DCCBs  complied  with the fit and proper  criteria  issued by RBI.

2.4. Fraud and Forgery in Award  of Contract for computerization to VSoft Company

Pursuant to a number  of complaints  received on computerization relating to CBS ( Core Banking Solution) in OSCB, DCCBs  and PACS ( Primary Agriculture Cooperative Societies) ,  NABARD  had  conducted inspection about it. It was as follows.

The Tender  process  started  with RFP in September 2010.  The technical bids were  collected  on 14 January 2011. In terms of the Special Committee Proceedings  ( 10 February 2011), Technical  and Commercial bids were  given weightage  and approved  after deliberations  at 80:20 ( 80 % for Technical and 20% for commercial), which was considered  to be quite robust  as against industry standard at 70:30.  To ensure  quality CBS. It  was suggested  to refer the decision  to consultants. A CBS  software ( Core Banking Solution Software)   demo  was organized  on 8 July 2011 with participation  from 14 selected  officials  of the Bank. VSoft  company along with two others  had failed  to demonstrate  as per tender  documents and there  were very serious shortcomings  raising queries / questions  on their CBS modules.  Only TCS  and Polaris demonstrated  satisfactorily  as per specifications  in their  tender  documents. Without express reasons, the  views  of the  committee  was  overlooked  and VSoft , on the other hand , were  handed  the committee’s’ shortcomings  chart in respect  of the  company for improvement  instead of the bank rejecting  the tender outright on technical grounds as per Bid evaluation Criteria( at B6 of RFP). Meanwhile , the commercial bids were opened  on 30 August 2011. The Evaluation of weighted techno-commercial score was changed from 80:20 to 30:70 ( 30% Technical, 70% Commercial) resulting in VSoft becoming L1. There was  no pre-announcement of the revised techno-commercial matrix. The drastic modification giving primacy to price  and relegating  the technical  to secondary status in evaluation parameters  had no basis and the consultants’ detailed opinion / views  on the subject were out of the record except  a cursory statement  in the proceedings  of the special committee  dated 30. August 2011.  As per  technical evaluation conducted by Technical Committee on 21.7.2011, VSoft, Polaris  and TCS were awarded 146, 150 and 175 out of 200 points respectively. On the aspect of technical presentation marks awarded  were  15,16 and 18 respectively, though as per the presentation minutes while TCS  and Polaris  came out satisfactorily , VSoft failed  to convince  the committee as the software  was not as per  the tender documents. However, for completeness of overall solution marks awarded  were 33, 37 and 42 respectively in the matrix. There was apparently inconsistency between  the  Committee’s assessment  and the  proceedings  of the 8^th July 2011  demo. At 14-member CBS Committee  which treated  the software  of TCS  and Polaris  as “ satisfactory”. There was no convincing effort in the Technical Committee proceedings  to justify  the  counter view. The marks awarded  to VSoft is , therefore a kind of window dressing.

A  group of 10 members  of the Management  Committee (MC)   had submitted dissenting note  with respect to  MC  RESOLUTION  ON MEETING DATED 25.1.2012  bringing to fore a series of issues  on CBS implementation. But  the bank had never examined or considered  for redressal of their  complaints , although  the issues  pointed out  in their dissenting note  were  quite serious. Even  TCS and Polaris  had  also complained  vide letters  dated 13 September 2011 and 30 November 2011  respectively  against irregularities  in award of contract. Allegations were  serious but no action  had been taken  on the complaints  in question.

Questionable Advance  Payments  to VSoft Company- The VSoft was  provided  advances  of money amounting to Rs. 1,00,00,000 on 2 July 2014  and Rs. 19,85,000 for VSAT and Rs. 13,44,000 to Trend Micro  on unknown dates  ( during 2013-14 )  as per the records  of payment available  with DIT. The advances  had no other details  and no one in the  bank  had any knowledge  as to their  final settlement. On different dates between  the period  7 April 2018 to August 2018, the bank had paid advances  of  Rs. 8,69,43,913 to VSoft  as advance  over and above  CBS contract amount  and outside the agreement. The details of payments  and purpose   is   not available  with the  vouchures and DIT  is  also not aware  of the most of the purpose  of payments.

2.5. PACS Computerisation- Another Mega Scam

In November 2012, State Government  decided for installation of desktop computer system  in around 2700 PACS ( Primary Agriculture Cooperative Society)  engaged  in paddy procurement  and an instruction was issued  to the respective  DCCBs ( District Central Cooperative Banks) to purchase  and supply  desktop computers  for them.  All of a sudden, on 20 December 2012, OSCB reversed  its decision  and advised  DCCBs to keep in abeyance  the earlier order  as OSCB had decided  to make direct purchase  of desktops and supply them to PACS . During March 2013 , OSCB  made a mega  purchase of desktops  and printers for  all  PACS  and recorded  the cost  from the latter, by debiting  the current  account , without consultation or consent , citing a resolution of a meeting  not having any relevance  to direct purchase by OSCB , without assessing  availability  of necessary  infrastructure like proper  house, electricity, availability  of computer operators etc.  at PACS. Many of these computers and printers  were lying idle  even for years in the PACS in delivery cartoons  after supply heading to obsolescence. PACS  also  faced  problem of installation, operation and warranty.

The State  Government  had extended  the services of  Shri T.K.Panda as MD , pursuant to a letter  dated 28 May 2014 from OSCB’s CBS consultant ( based on a flimsy appeal from OSCB Employee’s union to the Consultant)  recommending  to the MIC ( Management-in-Charge)  for retaining the service of current MD for  an appropriate  period  so that  the  projects may  be  completed.  Thus, Shri Panda’s continuance was required  for successful  implementation of  PACS computerization  programme.  For this the State  had provided  financial assistance of  Rs. 48.77  crores  to OSCB. The PACS computerization  had hit  a dead  end by  March 2018.  Most of the PACS, where  data migration  had occurred and the  societies  reportedly gone online , had  since reverted  to old ledger system due to host  of issues like  lack of connectivity, software snags, poor and improper migration of data, inadequate data on the system post migration etc. Further, PACS CBS system  did not allow  day end without  closure of daybook keeping  daybook open  for days  and months  and indulge in backdated  entry  in the daybook  was a long  held cooperative practice.  Incidentally,  the  Government had  fixed  the deadline  for PACS  computerization  as 31 August 2016. It  was surprising  that , despite  having  consultants on bank’s  roll , without proper assessment of  connectivity issue  and technology requirement  and necessary preparation of migration, the bank had launched  CBS for 2700 PACS.  The  action on consultant’s recommendation  for  continuance of Sri T.K.Panda  as MD not only yielded no result , but also in retrospect  the  Consultant’s suggestion to MIC in reaction to  the Union’s plea , which appeared  like a managed  event , was unwarranted  and irrelevant to  ( technical) consultancy work. No doubt, the consultants had their share  of blame  for the crippling CBS issues  manifesting  for several years without  solution in OSCB, DCCBs and PACS.

2.6. Mobile Van Banking Services -  A testimony of Mindless expenditure

The Bank had  introduced  Banks  on Wheels ( mobile van for banking service)  to provide doorstep banking in unbanked areas, by  allotment  of 20 mobile vans with ATM service etc. to DCCBs under RKVY ( Rashtriya Krushi Vikash Yojana) involving expenditure  of more  than Rs. 6 crores. It was inaugurated  by Chief Minister on 9 September 2015.  The service  had since been discontinued  some three  years back  due to inadequacies  in software, lack of connectivity,  and poor management by DCCBs and OSCB. The RCS  vide his letter  No. 13267  dated 10 August 2017 advised OSCB  that  the standing  committee  on its tour  had found  the mobile  banking service vehicle  lying unused  and idle  at  Malkangiri  and expressed concern.  NABARD  has  recommended  to bank  to take  appropriate  action  and ensure  the  purpose  for  which  the vehicles  were  acquired are put to use  and benefit derived  by the  people  at unbanked areas / Gram panchayats.

2.7. RuPay Kishan Credit Card (KCC)- A case  of Forgery  and Wastage of public money

As per the VSoft’s PACS CBS design, the KCC borrowers holding RuPay KCC were  required to open SB account  with the respective branches  of DCCBs which were  technically required  to be mapped  to the related KCC loan accounts  held with  the PACS ( Primary Agriculture Cooperative Society). As and when  the KCC  borrower pushed  EMV chip enabled  RuPay card  into an ATM  or POS connected  to OSCB-DCCB-PACS database  and entered  the amount  of proposal loan , it debited  the like  amount  to the KCC  loan account  in the  Kishan loan  module  of  the PACS CBS system and transferred  the  amount  to the SB  account  held with DCCB branch  and  simultaneously , deducted  the  amount  from the SB account  and dispensed the cash.  This, however, did not  happen seamlessly  due to inadequacy  and inconsistency  of data  due to  faulty  data migration, acute absence  of  connectivity  and multiple software  glitches.  Thus, RuPay  KSS had not been a success  possible CBS  of branch  account  in respective  DCCBs.

It was  observed  from  allegation of  Sri Mahendra Kumar Nayak, Director  on the Board  that in the  Board meetings dated 06 January 2017 and 31 March 2017 , reasonable objections  were  raised  against  placing orders  with the Madras security Printers  for printing  EMV Chip based RuPay ATM Cards.  It was  decied  to call for open tenders with publication  of the tender requirements  in an English daily  and to place  order for printing of cards  to the lowest  bidders. But later  the resolution  had been recorded  in an altogether  different way  as per the proposal  in the agenda  and to call  for  Letter of Intent( LoI) from  the approved printers of NPCI for  the purpose of price  discovery. It was added that if the Madras Security Printers failed  to deliver  the cards  as per schedule, the agreement  would be  cancelled  and fresh  quotations  would be  invited  from the  printers  for  printing of cards.  Neither members of the Board were informed  about the previous  agreement/ arrangements , if any  nor about  the value of  above orders for printing of ATM cards. It was learnt that Managing Director on his own had placed  orders  with  the  Madras Security  Printers and only  for the  purpose of price discovery  an LoI was  invited  from approved  printers of  NPCI and Managing Director   had  made the resolution  of his own accord.

2.8. Customer Grievance  & RTI -  A Dead  Horse

The Bank had not put in place  a suitable  policy  for improving  customer services  in the  Bank/s branches  with the  approval  of the  Board and ensuring  its  implementation  as  advised by NABARD vide circular no. NB DOS.POL.1004/J. 1/2007-08 dated 12 July 2007.

The Barnchs  did not have  a system of recording  the customer’s grievances.  In  case any  complaint was received  by the branch, it was marked to an officer to redress  the grievances. However  no follow up action was taken thereafter.

Branches  have  not yet  displayed  the name  of Public  Information Officer under the  RTI Act  as well as  the abridged version  of bank’s  latest balance sheet in the  branches  for  information of customers  as per  extant instructions  of appropriate authorities.  It  was observed  by Inspection team that  there were  10  appeals  on RTI Applications  pending with  the 1^st Appellate  Authority  as on  the date  of conduct of  inspection  of which 6 were  pending  for more  than 5 months  and the remaining  for  about 2 months.  The reason  for pending appeals  were  not on record  and unknown.

2.9.  Excess/ Irregular Claim of Interest Subvention from Govt. of India  and Govt. of Odisha

 During  course  of inspection  by NABARD,  the  claims  made  by the Bank  under  the  GOI scheme for interest subvention and GOO scheme for cost-cum-Interest Subvention on crop loans were  examined. On scrutiny of interest  subvention claims  made by the bank on behalf of  STCCS it was  observed  by  NABARD  that  the bank had made an excess claim  and received  subvention of Rs. 5661.77 lakh. NABARD has recommended  for  refund of  the said for the  year 2016-17 of  which  the shares of OSCB and DCCBs were  Rs. 2105.19 lakh  and Rs. 3556.58 lakh respectively. The  Bank had lodged  its Cost-cum-Interest Subvention claims  with Govt. of Odisha  and  had received  excess interest subvention  of Rs. 11296.26 lakh from GOO for 2016-17.  NABARD  recommended   that  OSCB, DCCB and PACS  are  required  to refund  Rs. 10478.17 lakh, Rs. 1891.70 lakh and (-) Rs. 1073.61 lakh respectively. The excess  and irregular  claim  resulted  from  to the fact that  the bank has added , contrary to provisions, additional ST-SAO ( short term Agriculture operation crop loan)  borrowing product  ( borrowings obtained  from NABARD)  and DCCB  borrowing product ( borrowings obtained  from OSCB by DCCBs) to the actual Ground Level crop loan product.

Summary of Excess Interest Subvention Claim released to OSCB

For the period from 2012-13 to 2016-17

Govt. of India Interest Subvention

                                                                                                                                                Rs. In lakhs

Year	Excess interest subvention released to OSCB ( Odsiha State Cooperative Bank)	Excess interest subvention released to DCCBs ( District Central Cooperative Bank)
2012-13	815.27	713.64
2013-14	923.21	2125.64
2014-15	1159.49	2357.83
2015-16	1587.47	2684.63
2016-17	2105.19	3556.58
Total	6590.63	11438.32

                                                                         Grand Total   18028.95

Govt. of Odisha Interest    subvention

                                                                                    In Lakhs

Year	Excess claim released to OSCB	Excess claim released to DCCBs	Excess claim released to PACS ( Primary Agriculture Cooperative Society)
2012-13	5283.93	1609.27	-662.35
2013-14	6572.17	1804.82	0
2014-15	7218.95	2459.85	5.46
2015-16	5736.04	3927.84	-605.6
2016-17	10478.17	1891.7	-1073.61
Total	35289.26	11693.48	-2336.10

                                                 Grand  Total 44646.64

2.10.                      Visit Sponsored by HDFC Life:

OSCB made a request to the Registrar vide  letter dated 23 October 2018 to accord permission in favour of President to undertake  a fully paid foreign visit sponsored by HDFC Life during November 2018. This was  forwarded by RCS to Government in Cooperation Department for consideration. However, without prior permission the visit was conducted which as per existing  norms required Government clearance. Incidentally, HDFC Life was the company that  managed the Leave Encashment Fund of OSCB. In the interest of developing ethics  and integrity of the highest order in the institution's operations and decision making, the bank may desist from accepting freebies or similar offers from its service providers or partner agencies. OSCB may also take up with RCS to develop code of conduct in  this regard for official and non-official functionaries.

5. Disqualification of Director for Commercial Interest

The RCS vide letter No.3692 dated 14 February 2019 had advised OSCB that Orissa Express group of newspapers was awarded advertisement costing 37.18 lakh for publication of orders of arbitrators in Dispute Cases during the period from 2008 to 2017. It was established through enquiry that the then MD, OSCB had shown "highest inclination" (sic) to the newspaper, Odisha Express, wherein one, Shri Ambika Prasad Das, Director on the MC of the bank, was the Executive Director. As such, transactions attracted disqualification as Director of the bank under Sections 28(3) and 28(3)(f) read with z8(3-aa) of OCS Act, 1962 and the Byelaw No. 26 (6-a) of the bank. OSCB vide letter No.8115 dated 25 February 2019 had advised Shri Das that  he had incurred disqualification and, accordingly, dismissed him from the Board.  However, shortly thereafter, the Government in Cooperation Department vide letter No.1350 dated 22 February 2019 had directed OSCB "not to take any action on report of RCS until further orders." Meanwhile, during inspection it was brought to notice that the Odisha Express, where Shri Das is an Executive Director, was awarded by OSCB ads directly or through an ad agency more than 10 lakh between FY 2013-14 to 2017-18. As commercial interest of the Director with OSCB was beyond doubt, action as per the provisions of the law must follow without delay. OSCB may take up with the Government and RCS for prompt action.

Pradip Pradhan

RTI Activist & State Convener, Odisha Soochana adhikar Abhijan

M-9937843482

Date – 29.6.19

( NB- This is revised one  of earlier posting on 28.6.19  which was presented  in the press meet)

.